Things To Keep In Mind If You’re Looking To Consolidate Debt

March 9, 2023
Things To Keep In Mind If You’re Looking To Consolidate Debt What to know if you’re looking to consolidate debt Perhaps you’ve been owing debts from different lenders and now you need to settle, but you are finding it hard to figure out which of the debt to pay off first. As the interests on…

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Considering Filing? You Need To Know What Happens When You File Bankruptcy

March 9, 2023
Considering Filing? You Need To Know What Happens When You File Bankruptcy What is Bankruptcy? Thinking about filing bankruptcy? Bankruptcy is a court proceeding in which a judge and court trustee examine the assets and liabilities of individuals and businesses who can’t pay their bills and decide whether to discharge those debts so they are…

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Personal Loan vs. Personal Line of Credit: Know The Difference

March 9, 2023
When life throws unexpected expenses at us, such as a home renovation, a wedding, or even a funeral, many people opt to use credit over cash. Credit is especially useful when an expense sneaks up on us and we don’t have enough in our emergency funding to cover the cost of the expense. A personal…

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Biden Student Loan Forgiveness Update: What About Private Student Loans?

March 1, 2023
Biden Student Loan Forgiveness Update: What About Private Student Loans? President Biden proposed a plan to erase millions of dollars in student loan debt. Millions of  student loan borrowers are currently waiting for the approval of student loan forgiveness. President Joe Biden announced that he intended to forgive up to $20,000 in student loan debt…

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How To Negotiate Student Loan Settlement

February 27, 2023
Although it was the plan to forgive student debt, many people still have a balance due. With the cost of living on the rise, many may find it hard to find the extra income to pay back their student loan. The expenses of daily living, such as mortgage or rent payments, utility bills, and auto…

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