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IOU Financial Review: Here Is The Information You Need

IOU Financial offers working capital to small business owners. According to the company’s website, ioufinancial.com, IOU Financial has been lending to small businesses since 2009 and funded over US$1 billion in loans. The company’s mailing address is 600 TownPark Lane, Suite 100, Kennesaw, GA 30144 and they can be reached at 1-866-217-8564.

IOU Financial Pros and Cons

Unitedcapitalsource.com conducted a review on IOU Financial. According to this review, IOU Financial offers fast funding times, a simple application with same-day approval, and has a low credit score requirement and no prepayment fees. On a negative note, IOU Financial is known to have high interest rates with lots of fees, including an origination fee and only offers short-term financing. IOU Financial requires frequent repayments and businesses cannot directly apply for funding. Information from this review was obtained on September 7, 2023.

IOU Financial Cost 

The same review conducted by unitedcapitalsource.com states that IOU Financial has some significant fees associated with their loans. They charge an origination fee that ranges anywhere from 7%-9% of the borrowing amount. IOU Financial also charges a guarantee fee to reduce risk and a loan administration fee of $495. This information was obtained on September 7, 2023.

BBB: IOU Financial Review

The Better Business Bureau is a nonprofit organization that collects and provides free business reviews to consumers and businesses in the US and Canada. You can visit the Better Business Bureau website to view the full IOU Financial review. As of September 7, 2023, IOU Financial received a 1 out of 5 stars for a total of 1 customer review.

In Need Of Business Debt Relief?

If your business is struggling to manage its debt, it is important to act quickly. By exploring different options you will ensure that the financial assessment of your business’s situation is accurate and comprehensive. CuraDebt Business has been helping small businesses for over 22 years nationwide and is one of the oldest and most experienced in the debt relief industry. As of May 2023 CuraDebt Business received a score of 5 out of 5 on CustomerLobby for a total of 1179 customer views. CuraDebt Business is an Accredited Member of the American Fair Credit Council. Contact us toll free today for a free consultation. 1-877-504-0981. Not only do we handle business debt relief, we also offer personal debt relief and tax debt relief.

At risk of defaulting or currently defaulting on your Merchant Cash Advance Loan? Contact us today to find out how we can help.

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Debt settlement services are not for everyone. Our projections are derived from historical results and will vary based on the specific creditors you are enrolled with and the terms of your individual program. Successful program completion is contingent on various factors, including your ability to accumulate sufficient funds. We cannot assure you that your debts will be settled for a predetermined amount or percentage, nor can we guarantee a specific timeframe for resolution. We do not assume your debts, make monthly creditor payments, or offer advice on tax, bankruptcy, accounting, legal matters, or credit repair services. Availability of our services will vary by state, and our fees are subject to state-specific variations. It is advisable to consult with a tax professional regarding potential tax implications of debt resolution for less than the full balance. Prior to enrollment, thoroughly review and comprehend all program materials. On electronic, telephonic, or written request the company will make available to the consumer a paper copy or copies of agreement. The managing member of CuraDebt Systems, LLC is Eric Pemper; any concerns or inquiries please email [email protected].

Establishment of a debt settlement plan may adversely affect your credit rating or credit scores. Nonpayment of debt may lead creditors to increase finance and other charges or undertake collection activity, including litigation. Nevertheless, negotiated settlements obtained on your behalf encompass the entire account, including all fees and interest. Familiarize yourself with all program terms before enrolling. Mississippi Licensed Debt Management Service Provider. Licensed in various other states. Please be aware that all interactions with our company, including calls, may be recorded or monitored for quality assurance and training purposes. In CT, DE, GA, HI, ID, KY, LA, ME, MT, NV, NH, NJ, ND, OH, PR, RI, SC, VT, WI and WY, CuraDebt does not provide debt settlement/adjustment services and instead may forward the consumer to a law firm that may be able to assist in providing similar services as part of their practice. CuraDebt Systems, LLC upholds a non-discriminatory policy based on race, color, religion, sex, marital status, national origin, or ancestry. Our headquarters are located at 4000 Hollywood Blvd. Suite 555-S Hollywood, FL 33021.

C.P.D. Reg. No. – 2024-0673215. CuraDebt Systems, LLC is licensed by the Virginia State Corporation Commission as a debt settlement provider with the License No. DSP-13.

© 2000 – 2025 CuraDebt Systems, LLC. All Rights Reserved.

Debt settlement services are not for everyone. Our projections are derived from historical results and will vary based on the specific creditors you are enrolled with and the terms of your individual program. Successful program completion is contingent on various factors, including your ability to accumulate sufficient funds. We cannot assure you that your debts will be settled for a predetermined amount or percentage, nor can we guarantee a specific timeframe for resolution. We do not assume your debts, make monthly creditor payments, or offer advice on tax, bankruptcy, accounting, legal matters, or credit repair services. Availability of our services will vary by state, and our fees are subject to state-specific variations. It is advisable to consult with a tax professional regarding potential tax implications of debt resolution for less than the full balance. Prior to enrollment, thoroughly review and comprehend all program materials. On electronic, telephonic, or written request the company will make available to the consumer a paper copy or copies of agreement. The managing member of CuraDebt Systems, LLC is Eric Pemper; any concerns or inquiries please email [email protected].

Engaging in debt settlement services may have adverse effects on your creditworthiness/credit rating, potentially leading to collections, legal actions by creditors or collectors, and an increase in outstanding balances due to accrued fees and interest. Nevertheless, negotiated settlements obtained on your behalf encompass the entire account, including all fees and interest. Familiarize yourself with all program terms before enrolling. Mississippi Licensed Debt Management Service Provider. Licensed in various other states. Please be aware that all interactions with our company, including calls, may be recorded or monitored for quality assurance and training purposes. CuraDebt Systems, LLC upholds a non-discriminatory policy based on race, color, religion, sex, marital status, national origin, or ancestry. Our headquarters are located at 4000 Hollywood Blvd. Suite 555-S Hollywood, FL 33021.

C.P.D. Reg. No. – 2024-0673215. CuraDebt Systems, LLC is licensed by the Virginia State Corporation Commission as a debt settlement provider with the License No. DSP-13.

© 2000 – 2025 CuraDebt Systems, LLC. All Rights Reserved.

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