Terms of Service
Last Updated: April 15, 2026
Effective Date: April 15, 2026
These Terms govern your use of curadebt.com operated by CuraDebt Systems, LLC. By using the Site, you agree to these Terms.
About Our Services
CuraDebt Systems, LLC (“CuraDebt,” “we,” “us,” or “our”) currently uses this Site primarily as a referral and matching platform for consumers seeking debt relief, tax resolution, and certain business or MCA debt assistance. CuraDebt may continue to service certain legacy client relationships established previously, but new consumers using this Site are generally matched with an independent third-party provider or law firm, subject to debt type, state availability, and applicable law. Our role is limited to collecting information, applying basic matching criteria, and facilitating a referral.
CuraDebt is not a law firm, lender, credit counseling agency, or credit repair organization, and CuraDebt does not provide legal, tax, accounting, or credit repair advice. Except for servicing or administering certain legacy relationships previously established, CuraDebt does not, through this Site, undertake to negotiate with creditors, manage debts, or make payments on your behalf for new consumers. If you are matched with a law firm, no attorney-client relationship is created with that law firm unless and until the law firm separately agrees in writing to represent you.
Third-Party Provider Disclaimer
When you are matched with a provider through our service, that provider operates independently from CuraDebt. The provider’s own terms of service, engagement letter or client agreement, and privacy policy govern your relationship with that provider. CuraDebt is not a party to those agreements, does not direct or control the provider’s services or professional judgment, and does not guarantee or warrant the provider’s services, results, conduct, or data practices. Your decision whether to engage any matched provider is solely your own. To the fullest extent permitted by law, any claims, disputes, damages, or losses arising from your engagement with a matched provider are solely between you and that provider.
Service Availability
Not available in all states. Availability depends on your state, debt type, and provider availability.
How CuraDebt Is Compensated
CuraDebt provides referral services at no separate charge to consumers. CuraDebt may receive compensation from certain network partners through referral, marketing, lead-generation, or other lawful arrangements, and some referrals may generate no compensation at all. Where referrals involve law firms or other arrangements subject to legal restrictions, CuraDebt intends that any compensation arrangement be limited to what is permitted by applicable law, or no compensation will be accepted. Any compensation is paid by the provider, not by you directly to CuraDebt.
How We Vet Network Partners
Drawing on over 25 years of industry experience, CuraDebt applies a limited business-level screening process when deciding whether to include a provider in its network. This review may include items such as BBB rating, review volume, issues reflected in reviews, complaint patterns or velocity, meetings or discussions with management, and observations over time. This screening is discretionary, may change without notice, and does not constitute a recommendation, certification, endorsement, or guarantee of any provider.
You are solely responsible for deciding whether to engage any matched provider and for reviewing that provider’s own agreements, disclosures, and policies.
Eligibility
For individuals 18+ in the United States.
Your Information
You agree to provide true, accurate, and complete information. A soft credit inquiry may be performed; this will not affect your credit score. Subject to our Privacy Policy.
Consent to Communications
By submitting an applicable form, you consent to receive communications from CuraDebt and, where disclosed on the form and permitted by law, from matched network providers via phone, text message, and email, using manual, automated, AI-assisted, prerecorded, or artificial-voice technologies as described in the applicable consent disclosure. Message frequency varies. Message and data rates may apply. Reply STOP to cancel text messages. Consent is not required to purchase any goods or services.
Intellectual Property
All Site content is CuraDebt’s property.
Prohibited Uses
- Violate any law
- Impersonate
- Disrupt the Site
- Transmit harmful code
- Unauthorized access
- Unauthorized commercial use
- Harvest data
- Spam
Disclaimers
Debt Relief
Debt relief, tax resolution, business debt or MCA assistance, and any legal services are provided solely by independent third-party providers or law firms, not CuraDebt. Results vary. No guarantees are made regarding eligibility, savings, settlement amounts, tax outcomes, legal outcomes, or timeframes. Debt relief may affect credit, creditors may continue collections or lawsuits, and forgiven debt may be taxable.
Referral Services
CuraDebt provides referral and matching only. CuraDebt does not recommend that you choose any particular provider, and it makes no warranties or representations regarding any provider. You are solely responsible for evaluating any matched provider and deciding whether to proceed.
Site
PROVIDED “AS IS” WITHOUT WARRANTIES.
Limitation of Liability
CURADEBT PROVIDES REFERRAL AND MATCHING SERVICES ONLY. TO THE MAXIMUM EXTENT PERMITTED BY LAW, CURADEBT SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM: (A) YOUR USE OF THE SITE OR ANY REFERRAL OR MATCHING SERVICES; (B) ANY SERVICES, LEGAL REPRESENTATION, ACTIONS, OMISSIONS, OR DATA PRACTICES OF ANY MATCHED PROVIDER OR LAW FIRM; (C) YOUR DECISION TO ENGAGE OR NOT ENGAGE ANY PROVIDER; (D) ANY CONTENT OBTAINED THROUGH THE SITE; OR (E) UNAUTHORIZED ACCESS TO YOUR DATA. CURADEBT DOES NOT FORM A PARTNERSHIP, JOINT VENTURE, AGENCY, OR FIDUCIARY RELATIONSHIP WITH ANY MATCHED PROVIDER BY MAKING A REFERRAL. IN NO EVENT SHALL CURADEBT’S MAXIMUM AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE SITE EXCEED ONE HUNDRED DOLLARS ($100.00). NO MANAGER, MEMBER, OFFICER, EMPLOYEE, OR AGENT OF CURADEBT, INCLUDING ERIC PEMPER IN ANY INDIVIDUAL CAPACITY, SHALL HAVE PERSONAL LIABILITY UNDER THESE TERMS SOLELY BY REASON OF SITE CONTENT, COMMUNICATIONS, OR A REFERRAL MADE THROUGH THE SITE.
Indemnification
You indemnify CuraDebt from claims arising from your use of the Site, engagement with providers, or violation of these Terms.
Dispute Resolution
Contact [email protected] first. Governing Law: Florida. Venue: Broward County, FL.
Changes
Continued use = acceptance.
Severability
Unenforceable provisions limited; remainder continues.
Entire Agreement
These Terms + Privacy Policy + provider’s own agreements.
Contact
CuraDebt Systems, LLC
4000 Hollywood Blvd. Suite 555-S
Hollywood, FL 33021
Email: [email protected]
Phone: 1-877-850-3328 ext. 888
Managing Member: Eric Pemper
