OneMain Financial is an Indiana-based personal loan installment lender with more than 1,400 branches across 44 states. Their official website is onemainfinancial.com and they can be reached at 954-324-3515. OneMain Financial is headquartered at 1325 N University Dr, Coral Springs, FL 33071.
OneMain Financial Pros and Cons
On October 26, 2022, Nerwallet.com conducted a review on OneMain Financial. According to this review OneMain Financial offers joint and secured loans and fast funding. On the downside, OneMain Fancicals has high rates compared with other lenders, they charge an origination fee which is not industry standard, they do not offer rate discounts and the pre-qualification process doesn’t allow borrowers to preview potential rates. This information was taken from this review on July 13, 2023.
OneMain Financial Cost
Another review was conducted on OneMain Financial by cnbc.com. This review states the following: “The downside of OneMain Financial loans is the high origination fees starting at $25 to $500, or a percentage ranging from 1% to 10% (this depends on your state). Fortunately, there are no early payoff fees or penalties if you want to make extra payments on your loan to pay down the balance faster.” This information was taken on July 13, 2023.
BBB: OneMain Financial Review
The Better Business Bureau is a nonprofit organization that collects and provides free business reviews to consumers and businesses in the US and Canada. You can visit the Better Business Bureau website to view the full OneMain Financial review. On the BBB website as of July 12, 2023, OneMain Financial received a score of 3.53 out of 5 out of a total of 1,233 customer reviews.
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