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Eric Pemper Founder, CuraDebt · Est. 2001 BBB A+ Rated Shopper Approved 1,600+ Verified 5-Star Reviews ACDR Member Contributing Expert: Michael A. Ziegler, Esq., Founding Partner, Ziegler Diamond Law · Florida Bar No. 74864 Last Updated: June 2026 Consumer Debt Law Statute of Limitations on Consumer Debt: What Every Borrower Should Know Before Paying, Pleading, or Ignoring The statute of

How To Overcome The Scarcity Mindset When Facing Severe Debt: Expert-Backed Behavioral Strategies | CuraDebt Eric Pemper Founder, CuraDebt · Est. 2001 BBB A+ Rated Shopper Approved 1,600+ Verified 5-Star Reviews ACDR Member Last Updated: June 2026 Mental Wellness & Debt Relief How To Overcome The Scarcity Mindset When Facing Severe Debt: Expert-Backed Behavioral Strategies Debt does not just drain

Bankruptcy Guide 3 Things You Need to Know Before Filing Bankruptcy Most people wait too long – or file the wrong chapter. A two-minute read could save you thousands. 70% of filers qualify for Chapter 7 discharge $500+ average filing fees before attorney costs 3-4 mo typical Chapter 7 case timeline 1 You Might Not Need to File at All

Business Debt Relief Guide 8 Things Business Owners With Business or MCA Debt Do Differently – And How They Get Out If you’re juggling merchant cash advances, business lines of credit, and maybe personal debt on top of it – the playbook is different than what consumers get told. Here’s what actually works when your business and personal finances are

Debt Relief Guide 7 Things People With $20,000+ in Credit Card Debt Do Differently – Ranked by How Well They Work If minimum payments are your plan, you’re paying a bank thousands a year to stay exactly where you are. Here’s what actually breaks the cycle – from easiest to most powerful. Eric Pemper Founder, CuraDebt · 25 Years in

After 24 years of running a debt relief company, here’s what I can tell you about minimum credit card payments: they’re designed to keep you paying, not to get you out of debt. On a $10,000 balance at today’s average 20.97% APR, those monthly minimums could drag on for 30+ years and cost you over $18,000 in interest alone. That’s