CreditGUARD has been helping people become debt free for over 31 years. According to the company’s website, creditguard.org, CreditGUARD of America is a licensed, nonprofit debt consolidation management service provider. CreditGUARD offers a range of services, including credit counseling, debt management programs, and financial education resources. The company’s mailing address is 2755 NW 63 Court, Fort Lauderdale, FL 33309 and they can be reached at 800-500-6489.
CreditGUARD of America Pros and Cons
One thing that makes CreditGUARD of America stand out from other companies is the fact that they have a low minimum debt requirement. To be an eligible client for their debt management program you must have at least $2,000 of unsecured debt. Many debt service companies require a higher minimum debt amount. Some things you should be aware of when it comes to CreditGUARD is the company’s lack of transparency and lack of accreditations. CreditGUARD’s monthly and upfront fees are undisclosed, and they do not disclose an average interest rate of what customers should expect. Despite having been in business for as long as it has, CreditGUARD lacks a few industry accreditations. Some of which include the AICCA and NFCC accreditations, which are standard in the industry. This information was obtained on July 11, 2023 from a review conducted by bestdebtcompanys.com.
CreditGUARD of America Cost
Many of CreditGUARD’s services are free. CreditGUARD charges an initial setup fee for its debt management program, and then a monthly fee of 1.2 percent of the customer’s total debt balance, up to a maximum of $55 per month. This is less expensive than what many other debt relief companies charge for their services. This information was obtained on July 11, 2023 from a review conducted by bestcompany.com.
BBB: CreditGUARD of America Review
The Better Business Bureau is a nonprofit organization that collects and provides free business reviews to consumers and businesses in the US and Canada. You can visit the Better Business Bureau website to view the full CreditGUARD of America review. On the BBB website as of July 11, 2023, CreditGUARD of America received a score of 1.73 out of 5 out of a total of 11 customer reviews.
In Need Of Debt Relief?
When it comes to financial decisions it is best to explore your options and get a second opinion. Different debt relief professionals may have varying experiences, expertise, and approaches to handling debt. A second opinion can expose you to alternative perspectives and strategies that may be more suitable for your specific financial situation. CuraDebt has been helping individuals and small businesses for over 22 years nationwide and is one of the oldest and most experienced in the debt relief industry. As of May 2023 CuraDebt received a score of 5 out of 5 on CustomerLobby for a total of 1179 customer views. CuraDebt is an Accredited Member of the American Fair Credit Council. Contact us toll free today for a free consultation. 1-877-850-3328. Not only do we handle personal debt relief, we also offer business debt relief and tax debt relief. Is debt relief a good option for you?
Explore the Pros and Cons of Debt Settlement before making a decision.