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Before You Swipe: 5 Expenses to Review Before Using a Credit Card
By Marlyn Brown, Certified Financial Coach Founder, Wright Business & Advisory · Bachelor’s in Accounting · MBA in Finance Published: August 18, 2026. Before You Swipe: 5 Expenses to Review Before Using a Credit Card When money gets tight, using a credit card can feel like the fastest solution. Before adding another charge, review recurring subscriptions, food delivery, impulse purchases,
How Couples Can Talk About Credit Card Debt Before It Becomes a Relationship Crisis
By Marguerita Cheng, CFP®, RICP® Chief Executive Officer, Blue Ocean Global Wealth Published August 15, 2026 · Last updated August 17, 2026 How Couples Can Talk About Credit Card Debt Before It Becomes a Relationship Crisis The short answer: Talking about credit card debt works best when couples choose a calm time, disclose every balance and minimum payment, listen without
Financial Leverage vs. Debt: How to Make Money Work for You, Not Against You
By Deborah W. Ellis, CFP®, MBA, CRPC® Deborah W. Ellis is the founder of Ellis Wealth Planning, a fee-only fiduciary financial planning firm. An investor, author, and speaker, she helps individuals and families better understand their finances, navigate important life transitions, and make informed decisions about wealth, retirement, and legacy. Connect with Deborah on LinkedIn How debt and leverage differ

Banks Tightened Credit Card Standards in the Latest Fed Survey: What to Do If Your Balance Is Growing
The Federal Reserve’s August 3 lending survey found that banks tightened credit-card standards in the second quarter. For someone whose balance is already growing, the practical message is to understand the monthly pressure before relying on more credit. EPBy Eric PemperAugust 5, 2026 | 5 min read Key TakeawaysThe Federal Reserve’s July 2026 Senior Loan Officer Opinion Survey was released

Savings Are Getting Thinner While Household Spending Keeps Rising
BEA’s July 30 report shows June household spending rose while the personal saving rate was only 2.7%. For people already carrying credit card balances, personal loans, or other monthly debt, that smaller cushion can make one surprise bill harder to absorb. EPBy Eric PemperJuly 31, 2026 | 5 min read Key TakeawaysBEA said personal income increased 0.2% in June while

Gas Prices Above $4 Put Household Budgets And Credit Card Balances Back In Focus
AAA’s national average for regular gasoline was above $4 on July 30, while EIA’s latest weekly data showed regular gasoline nearly a dollar higher than a year earlier. For households already juggling card balances, rent, groceries, and loan payments, fuel prices can quietly turn into a credit and cash-flow problem. EPBy Eric PemperJuly 30, 2026 | 5 min read Key
